THE ULTIMATE FIRST-TIME HOME BUYER'S GUIDE TO PUNE

Buying your first home in Pune is a landmark financial decision. However, without the right data, it can also be overwhelming. The first step is always identifying your true budget, which includes stamp duty, registration fees, and hidden maintenance costs.

We emphasize the importance of the FOIR (Fixed Obligation to Income Ratio). Ideally, your home loan EMI should not exceed 45-50% of your monthly net income to ensure long-term financial stability.

Location matching is critical. Don't just follow the crowd; choose a location that minimizes your daily commute. Areas like Wakad and Ravet are currently offering excellent value for young professionals working in the western IT belt.

Always verify the RERA number on the official MahaRERA website. This ensures that the project is legally sound and the builder is accountable for the promised delivery timelines.